2027 Total Maximum Out-of-Pocket Amounts

7/24/2026

Pursuant to Section 1302(c)(4) of the Patient Protection and Affordable Care Act (PPACA), the Center for Medicare and Medicaid Services has released the limits for total maximum out-of-pocket amounts (including deductibles, medical co-payments, prescription drug co-payments, and coinsurance, but not premiums) for 2027:

Benefit

2026

2027

Maximum Out-of-Pocket Amount per Person

$10,600

$12,000

Maximum Out-of-Pocket Amount per Family

$21,200

$24,000

These limits are effective the first day of the PPACA compliance year on or after January 1, 2027.  Please note, in some cases a plan’s compliance year and benefit year may not coincide.

If you have questions about the total maximum out-of-pocket amounts for 2027, call ASR Health Benefits at (616) 957-1751 or (800) 968-2449.